Financial services are being reshaped by digital payments, alternative lending, embedded finance, and real-time data. Yet many institutions struggle with regulation, integration complexity, and product-market fit.
At Codefremics, we partner with banks, SACCOs, MFIs, payment companies, and fintech startups to design compliant, scalable, and user-centric financial products. From product strategy to integration architecture, we help you launch and grow digital finance solutions that customers trust.

We combine financial domain expertise, product thinking, technical architecture, and regulatory awareness to help you design, launch, and scale digital finance solutions.
Shape digital lending, wallets, savings, merchant services, and other products with clear value propositions, pricing, and unit economics.
Design integration patterns for payment gateways, mobile money, card processors, and core banking or LOS/LMS platforms.
Embed KYC, AML, fraud monitoring, and authorization controls into your processes and technical design from day one.
Design B2B partnerships, agent models, and support processes that align banks, fintechs, and ecosystem partners.
We support banks, SACCOs, MFIs, fintech startups, payment providers, and ecosystem partners to design and scale digital financial services.
Design and refine loan journeys, scoring flows, collections strategies, and integrations for mobile and SME credit products.
Optimize checkout flows, settlement processes, and merchant onboarding for PSPs, aggregators, and acquiring banks.
Support core modernization, digital channels, agency models, and API strategies for established financial institutions.
Help platforms embed payments, credit, savings, or insurance into their products through B2B partnerships and APIs.
